Financials · Consumer Finance
Synchrony Financial: revenue, profit and dividends
In fiscal 2025, Synchrony Financial had revenue of $19B, up 4.3% a year on average since 2015, and net income of $3.55B (18.7% of revenue). Its dividend per share has gone up 4 years in a row, to $1.15. It has 55% fewer shares than in 2015.
Revenue, fiscal 2025
average annual revenue growth since 2015 · −2.8% vs 2024
- Ticker
- SYF · NYSE
- Sector
- Financials
- Sub-industry
- Consumer Finance
- Headquarters
- Stamford, Connecticut
- Founded
- 2003
- In the S&P 500 since
- November 18, 2015
- Latest fiscal year
- 2025, ended December 31, 2025
- SEC filer
- Synchrony Financial · CIK 0001601712
Revenue and net income
Revenue went from $10B in 2012 to $19B in 2025.
Diluted earnings per share
Diluted EPS went from $3.00 in 2012 to $9.28 in 2025. Ten-year growth: 13.4% a year.
Dividends per share
Raised 4 years in a row, every year from 2022 to 2025.
Shares outstanding
55.2% fewer shares in 2025 than in 2015 (836M → 374M): buybacks outweighed new shares.
The chart data could not be loaded. The table below has the same figures.
Year by year
| Fiscal year | Revenue | Net income | Net margin | Diluted EPS | Dividend | Shares |
|---|---|---|---|---|---|---|
| 2025 | $19B | $3.55B | 18.7% | $9.28 | $1.15 | 374M |
| 2024 | $19.5B | $3.5B | 17.9% | $8.55 | $1.00 | 401M |
| 2023 | $17.3B | $2.24B | 12.9% | $5.19 | $0.96 | 424M |
| 2022 | $16B | $3.02B | 18.8% | $6.15 | $0.90 | 483M |
| 2021 | $14.7B | $4.22B | 28.7% | $7.34 | $0.88 | 569M |
| 2020 | $14.8B | $1.39B | 9.4% | $2.27 | $0.88 | 591M |
| 2019 | $17.2B | $3.75B | 21.8% | $5.56 | $0.86 | 674M |
| 2018 | $16.4B | $2.79B | 17.0% | $3.74 | $0.72 | 747M |
| 2017 | $15.3B | $1.94B | 12.6% | $2.42 | $0.56 | 800M |
| 2016 | $13.9B | $2.25B | 16.2% | $2.71 | $0.26 | 832M |
| 2015 | $12.5B | $2.21B | 17.7% | $2.65 | $0.00 | 836M |
| 2014 | $11.8B | $2.11B | 17.9% | $2.78 | $0.00 | 758M |
| 2013 | $11.1B | $1.98B | 17.9% | $2.81 | — | 705M |
| 2012 | $10B | $2.12B | 21.1% | $3.00 | — | 705M |
Fiscal years, labelled by the year in which they end. US dollars; per-share figures and share counts adjusted for splits. —: not in the data.
About these figures
- Revenue is net of interest expense (net interest income plus fees and other income), the way banks and brokers report it.
- For banks, brokers, card lenders and insurers, operating cash flow mostly moves with loans, deposits, trading and insurance reserves, so free cash flow says little about them and is not shown.
- Older years are as filed at the time and may predate later restatements, mergers or spin-offs. How the figures are made.
Other Consumer Finance companies
Source: SEC EDGAR (company filings), data as of November 8, 2026. Sectors, sub-industries, headquarters and index dates: Wikipedia, CC BY-SA 4.0.